Strong Disability Law Representation In Minnesota
At Nolan, Thompson, Leighton & Tataryn, PLC, in Hopkins, Minnesota, our disability law attorneys have the tenacity, expertise and commitment to help you receive the Employee Retirement Income Security Act (ERISA)-governed benefits or individual disability benefits you deserve. Our attorneys have helped hundreds of clients in recovering disability benefits. We have comprehensive knowledge of ERISA guidelines, extensive resources and a proven record of success protecting our clients’ rights.
Handling Short- And Long-Term Disability Claims
Whether your disability keeps you out of work for the short term or a longer period of time, we can guide you through all aspects of the process of obtaining disability benefits:
- Short-term benefits: The majority of employers must carry workers’ compensation insurance. If an employee is injured on the job or develops an illness related to the job, the employee’s medical expenses, as well as short-term lost wages, should be covered by workers’ compensation. However, if the condition is not work-related, many injured or sick employees must jump over hurdles to receive the temporary, short-term benefits they are owed.
- Long-term benefits: If your medical condition keeps you out of work for longer than short-term disability coverage applies, we can help you pursue the long-term disability benefits you need to pay your bills and make ends meet. Whether your claim falls under group or individual long-term disability coverage, we are highly knowledgeable in the long-term disability process and can help you with all of the necessary legal details.
If you are facing objections from your employer in filing a short-term or long-term disability claim, or if you have been denied benefits, our lawyers want to advocate for you. You should not feel as if your position with your company is threatened by filing a disability claim, nor should you face financial devastation from your injury or illness.
Take The Right Steps For A Successful Result
If you fail to complete the necessary steps within the legal time frames, it can result in a final denial of your claim with no legal recourse to recover the benefits you are owed.
When filing an ERISA disability claim, it is imperative to complete the following steps:
- Prove your disability at the time of filing your claim
- Provide pertinent medical information to prove your disability
- Include relative doctors’ reports
- Possibly submit legal arguments to support your case
- Provide vocational material as it relates to your claim
- Show paperwork for all financial hardships suffered from your disability
- File a thorough appeal within 180 days if your claim is denied
If you are filing an individual disability claim, you may offer proof of your disability throughout the claims process as it develops. If you obtain medical information to support your case after you file the initial claim, you will still be able to submit that information at a later time. The deadline to file a claim or an appeal after denial also differs from ERISA statutes.
What Is ERISA?
The Employee Retirement Income Security Act (ERISA) enacted in 1974 is the general law that governs most employee benefits, including disability benefits provided through your employer. ERISA established guidelines must be followed closely to receive the benefits you need. Our law firm can help you understand complex ERISA laws and how they apply in your situation.
The Difference Between ERISA And Individual Disability Claims Procedures
Some employers may offer a separate individual disability policy, or you may have purchased an individual disability policy that can provide benefits if you suffer a disability. This type of coverage is not governed by ERISA and has its own guidelines that must be followed to file a claim and an appeal. One of the most important things to understand, and the most difficult to decipher, is the differences between ERISA governed policies and individual disability policy. Nolan, Thompson, Leighton & Tataryn, PLC has the expertise and knowledge to help you understand the benefits you should receive.
Contact An Attorney Who Can Help
Nolan, Thompson, Leighton & Tataryn, PLC has helped hundreds of clients in recovering disability benefits and are here to provide you with the experienced ERISA law representation you need. Contact our Hopkins law firm today by telephone at 952-405-7171 or online by filling out a brief contact form.