Was Your Disability Insurance Claim Denied?
You have been paying premiums, either through your employer or to your private insurance carrier, because you wanted to be financially secured if a short-term or long-term disability should occur. You have every right to expect that your insurance carrier would come through when you became disabled. If your insurance carrier denied your client, you are likely to experience tremendous frustration. It is understandable. However, your frustration alone will not rectify the situation. You need the help of an experienced legal team to fight within the system to get you the insurance benefits you’ve pad for.
At Nolan, Thompson, Leighton & Tataryn, PLC, in the Minneapolis metro area in Minnesota, we represent clients who have been denied benefits for their disability claims. We represent clients who have been unable to continue working as a result of Multiple Sclerosis (MS), chronic fatigue syndrome, orthopedic issues or chronic pain, but their insurance carrier has denied them disability benefits. Our lawyers have a wealth of experience and knowledge in these claims, and we provide exceptional service for our clients. If you have been denied a valid disability claim, our attorneys can help you.
How To Appeal A Long-Term Disability Claim Denial
Except for a very small minority of cases, disability claims are covered under ERISA, which is the Employment Retirement Income Security Act. This body of legislation regulates employer-provided health care and retirement plans. There are strict, specific rules around the denials of disability claims. In a significant number of cases involving disability claim denials, there is some error or legal violation that can be uncovered and that could result in you receiving the benefits you deserve.
With decades of experience in ERISA disability claims, our lawyers can walk you through the process to make sure you obtain your benefits. Our law firm has appealed countless cases just like yours, so we know how to navigate this complex legal landscape.
We have successfully appealed cases involving Unum, Hartford, Cigna, Sun Life and other major insurance carriers.
Do Not Take The Insurance Company’s Denial As The Final Word
Too many people simply accept the insurance company’s denial of their claims. You might not realize it, but you have rights, and it is entirely possible to appeal a claim and get the compensation you deserve.
The legal landscape allows us to gather further evidence in an appeal, including discussions with medical professionals about your condition. We can also negotiate a better outcome with the insurance company on your behalf.
As a boutique firm with a focused area of practice, we are able to provide you personalized, dedicated legal care.